VA Loan Funding Fee Calculator

VA Mortgage Funding Fee Calculator to calculate the costs of funding fee for VA loans. The VA funding fee is different for each state and city, and also based on loan amount, status, and down payment.

Reserves/National Guard
Disabled Veteran

VA Funding Fee Calculator

Funding Fee $4,300.00
Loan Amount $200,000.00
Status First time
Down Payment $0.00

VA Funding Fee Breakdown

Following is a table that shows the VA funding fee breakdown by VA category and status.

Category First-Time VA Loan Subsequent VA Loan Disabled Veterans IRRRL Loan
No Down Payment (Regular Military) 2.15% 3.30% Exempt 0.50%
No Down Payment (Reserves/National Guard) 2.40% 3.30% Exempt 0.50%
5%-9.99% Down Payment (Regular Military) 1.50% 1.50% Exempt 0.50%
5%-9.99% Down Payment (Reserves/National Guard) 1.75% 1.75% Exempt 0.50%
10%+ Down Payment (Regular Military) 1.25% 1.25% Exempt 0.50%
10%+ Down Payment (Reserves/National Guard) 1.50% 1.50% Exempt 0.50%
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